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IndyWatch Victorian News Feed was generated at Melbourne VIC IndyWatch.
Add up all the neglected costs of downsizing and retirees have good reason to be wary of making the move. Its time to debunk the myth of zero housing costs in retirement if we want to understand why retirees resist downsizing. Retirees have at least five reasons to be wary of the costs of downsizing. [Article first published at https://theconversation.com/downsizing-cost-trap-awaits-retirees-five-reasons-to-be-wary-80895 on 31 July 2017.]
Retirees living in middle-ring suburbs face frequent calls to downsize into apartments to free up larger allotments in these suburbs for redevelopment. Retirees who fail to downsize into smaller units and apartments are viewed as being a greedy, baby-boomer elite, stealing financial security from younger generations.
It also makes sense to policymakers for retirees to move into less spacious accommodation and make way for high-density housing. Housing think-tank AHURI fosters this view. Yet seniors remain resistant to moving, in part because of the ongoing costs they would face.
The concept of zero housing costs in retirement is based on a 1940s view of a well-maintained, single dwelling on a single allotment of land where the mortgage has been paid off. This concept is incompatible with medium- and high-density housing and refusing to acknowledge ongoing housing costs may cause significant poverty for retirees.
When a house is sold the owner receives the sale funds minus the real estate and legal fees. When the same person then buys a different property to live in, they pay legal fees plus stamp duty.
For cities such as Melbourne and Sydney, these costs are likely to exceed A$70,000.
These high transfer costs may mean it is not cost-effective for the person to move.......
If you have a bit of space in your garden, growing green manures or cover crops is a great way to improve soil fertility and add organic matter to your soil. They can also be used as weed suppressants, and assist in the control of pest and diseases. So what are they, and where and when can you use them?
Green manures or cover crops describe a range of temporary, fast growing leafy plants which are sown from seed generally in autumn or spring, grown through the next few weeks or months (depending on the season), and then, just before they begin to flower and set seed, they are slashed and turned in to the soil, or used as mulch for whatevers to be planted next.
You might consider growing a green manure crop in a new garden area to supress weeds, improve drainage, reduce compaction, stabilise the area to limit erosion, and improve the soil before you put in permanent plantings. Green manure crops are often used in vegetable gardens, in beds, or parts of beds which are given a break from vegetable production for a season to improve the soil and set the bed up for the next crop.
Vegetable gardeners might have some space to spare after the summer harvest, and if you have a crop rotation system, you could think of incorporating a green manure crop into the rotation check out our guide to crop rotation incorporating green manure crops here.
There are different green manure crops that will thrive in
different climates and different seasons.
If you want to plant a cool/cold season crop and you live in
an area with cool/cold winters (Tasmania, Victoria and southern New South Wales, southern South Australia and southern Western Australia), the best sowing time is early autumn. If its been very dry, wait for a bit of autumn rain before sowing. You can also sow cool/cold season crops in these areas in early spring;
a warmer area (northern New South Wales and southern Queensland, warmer parts of South Australia and Western Australia) plant cool/cold season crops a little later in April or May;
in a frost free area, cool/cold season crops can be planted from autumn until the end of winter.
If you want to plant a warm season crop, and you live in a colder area, plant in spring, once theres no risk of frost. In warmer areas, plant in summer whenever you can rely on rainfall, or are able to irrigate. If you live in a tropical area, you can plant warm season crops throughout the yea...
VicRoads Overview: VicRoads supports Victorias liveability and economic prosperity by planning, developing and managing the freeway and arterial road network and delivering registration and licensing services. Our key role is to help provide Victorians with safe and easy connections to the people and places that matter most to them. For...
Recently the film Vaxxed; From Cover-up to Catastrophe has been touring Australia to sell out crowds as parents discover the fraudulent science that the Australian Medical Association (AMA) is using to claim that the link between vaccines and autism is discredited.
In addition, Michael Gannon, the AMA president, stated in the
media (channel 10) on 21 May 2017 that:
the Health Department was spending a lot of time disproving the quack theories about the risks of vaccines.
This statement is untrue and it is disrespectful to parents because the Health Department is ignoring the skyrocketing autism in Australian children that correlates directly with the MMR vaccine and the expanding vaccination schedule a schedule that is not designed by the Australian government.
In my No Jab No Play rally speech in WA on 28 May 2017 I call for Michael Gannon to step down from his position with the AMA (at 31.41 mins in the speech). This is because he is dismissing parents valid concerns about vaccines as quack theories. This is contrary to evidence-based medicine and his role in promoting public health in the community.
My PhD thesis is published on the University of Wollongong (UOW) website and it describes the undone science in government vaccination policies. This lack of hard evidence is allowing governments to claim that vaccines are safe and effective instead of using definitive proof.
When Australian Doctors speak up in support of the medical literature that shows the risks of vaccines they are threatened with de-registration from their professional body. Recently Dr. John Piesse publicly supported parents who do not want to vaccinate their children. He stated:
This is a matter of principle. You have got a public health policy which is causing harm.
This doctor is now under investigation by the Australian Health Practitioners Regulatory Authority (AHPRA) instead of being allowed to debate the science. The AMA is dismissing the science as anti-vaccination instead of encouraging debate. How can public health be protected if the science showing the risk of vaccines is ignored and not included in the debate?
This is a crime against humanity if the AMA is...
MEDIA ALERT - PRESS CONFERENCE
Who: Hugh de Kretser, Executive Director, Human
Rights Law Centre - who represent most of the affected people, Amy
Frew, Lawyer, Human Rights Law Centre, Natasha Blucher, Detention
Advocacy Manager, Asylum Seeker Resource Centre
Date: Sunday 27 August 2017
Time: 11:00AM (AEST)
Location: HRLC, Level 17, 461 Bourke St, Melbourne
Note: Call 0419 100 519 for entry
Leaked Government documents have revealed that Immigration Minister Peter Dutton is planning to throw up to a hundred refugees and people seeking asylum and living in the community out onto the street in a move designed to force them back to danger.
The documents, revealed overnight, show that starting Monday the Department of Immigration and Border Protection will issue dozens of refugees and people seeking asylum who were transferred to Australia from offshore detention for medical reasons with a final departure Bridging E Visa. The visa will give them three weeks to find their own accommodation while at the same time cutting their entire financial support and directing them to make arrangements to leave Australia.
Hugh de Kretser, Executive Director at the Human Rights Law Centre, said:
This is a shocking act of cruelty. We are talking about people who have been in Australia, some for several years. They have endured unimaginable suffering but are finally starting to rebuild their lives in freedom and safety in our communities. Then now, out of the blue, Dutton is trying to force them back to danger by making them destitute.
The policy comes more than a year after the successful Let Them Stay campaign that prevented Minister Duttons first attempt at deporting this same group - including babies born in Australia - back to Nauru and Manus Island.
We're talking about people who have been part of our communities
for years. The sensible and compassionate thing to do is to let
them stay. Instead, Dutton is trying to make them destitute and
coerce them back to harm.
For further information please call:......
This is a genuine photo of the uniform of a Victoria Police sworn member at a homosexual rally in Melbourne today. It doesn't matter if you're pro same sex marriage, or against it. It's entirely irrelevant to this matter. The rainbow "POLICE" on the reflective vest is partisan. Some people...
On Thursday 24 August, LifeFlight (Aeromed)
LearJet 45 bizjet VH-VVI "Ambulance 451" was noted touching down at
Mackay Airport from Brisbane. About an hour later, it
departed to Cairns.
Flooding proved how vulnerable Coast is to climate change, Sunshine Coast Daily, Bill Hoffman | 26th Aug 2017 THE Sunshine Coast received a taste Monday night of the future normal for low-lying coastal communities everywhere when, in the middle of a drought-like winter, water flooded through storm water outlets and over the top of revetment walls and onto key streets across the region.
The cause wasnt an intense east coast low, a cyclone or intense rain event normally associated with flooding of low-lying areas across the region. If it had occurred during daylight, particularly at peak hour, Mooloolaba would have been left grid-locked and Bradman Avenue, Maroochydore, reduced to one-lane along the river.
Twin Waters residents would have seen water up into the parks and footpaths along Twin Waters Drive and the river spilling into bushland for more than 100 metres along Nojoor Road.
At Caloundra the vulnerability of Tay and Maloja Avenues at Bulcock Beach would have been fully exposed.
What occurred required no more than a couple of days of strong southerly winds blowing up the NSW and Victorian coasts to set off the Ekman Transport Effect which lifted the Highest Astronomical Tide for the season at Mooloolaba from 2.03metres by additional 0.4 of a metre.
While for many the resulting impact of that degree of sea level rise went largely unnoticed, scientists at the University of the Sunshine Coast and hydrologists took note.
They are in agreeme...
The Swan Island Connection, the second of my sea-change mysteries, will be launched in Queenscliff, Victoria, in October. Thanks to everyone whos helped me get this far, and a special thanks to my publishers, For Pity Sake. Its possible to order a copy from them now.
The Swan Island Connection features senior constable Chris Blackie, in charge of the small, some would say redundant Queenscliff police station. Anthea Merritt is his young assistant, trained in Melbourne and reluctant to bury herself in a coastal town.
The plot revolves around the secret training base on Swan Island, close to Queenscliff, and the connection between soldiers training at the base, the local police and CIU, and an investigation into the death of a ten-year-old boy.
Though the existence of a training base on Swan Island was denied for years by successive federal governments, Brian Toohey and Bill Pinwell, in their book Oyster: the story of the Australian Secret Intelligence Service offer some tantalising details.
(On Swan Island) the eager young army officers and NCOs learnt the dark arts of demolition, disguise, deception, sabotage, secret communication, and assassination In one exercise on Swan Island the incorrect line of fire was set on a Chinese medium machine gun so that tracer bullets shot over the sandhills into the rigging of fishing boats in Port Phillip Bay. Fortunately for ASIS the only complaint made to the media was about the noise
Theres a special kind of snail that lives in the seagrass of Swan Bay. Because the bay is so shallow, its an important fish nursery and the baby fish eat the snails. Marine scientists didnt know why the snail numbers were decreasing. They did a study and found that the lead in the bullets has been turning all the...
SMH: On May 11, Victorias leading criminal barrister, Robert Richter QC, met with Tasmanias Premier, Will Hodgman and handed him a confidential dossier known as the white paper Examiner: New Neill-Fraser appeal set for October 30 ABC: Sue Neill-Fraser: Karen Keefe pleads not guilty to perverting course of justice FRIDAY, August 25 ... The Age: Death on the Derwent: in search of the truth In the gardens of a Hobart prison, away from the cinder blocks and corrugated iron and the prying of guards and inmates, an alleged plan to free murderer Sue Neill-Fraser was born. As she wandered between the raised beds last November, police suspect Neill-Fraser spoke to a fellow inmate. The suspected contents of these conversations would, months later, lead to one of the most controversial Tasmanian police investigations in recent history
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